We all love to buy things. Big things, little things, stuff for birthdays and barbecues, gifts for weddings and special occasions, new cars, a bigger home, baby items, and everyday stuff that we just must have. Before you know it, our credit card can’t hold any more ‘stuff’.
Now what do you do? If you are in debt, now is the time to begin paying it down. Especially that holiday debt, which seems to put everyone in restraints for months afterwards. Easy-pays are great but they go on and on, month after endless month. In most households, it can be very difficult to cut expenses, but tackling your debt is something to do asap.
So, if you’re tired of making minimum payments on your credit cards, (and who isn’t?) here are some creative ways to start making money online to help pay off some of your debt. Because if you can lower your credit card balances it’s all the better for you.
Here are 6 online ways for making money to pay off debt:
1. Write Articles as a Freelancer
If you are a great writer, you can make money from home, writing articles and other web content for the thousands of people worldwide who are looking for such content. There are places you can join, such as Upwork.com or iWriter where you can pick up jobs every day if you wish.
Determine how much time you have each week to devote to writing. Then build a simple resume and upload it to one of the many online sites. You write the articles, submit them and get paid. What could be easier, and all from the comfort of your home. No need to worry about gas and tolls.
2. Virtual Assistant
If you have secretarial skills already, offer them online for the benefit of others who are in need of your services. You can write web content, schedule appointments, manage social media accounts, keep online spreadsheets, reply to emails, and enter data for one, two or as many companies as you can handle.
More and more people are outsourcing their more restrictive chores, and you can pick them up and work anywhere from $10 – $50 per hour. There’s lots to choose from at Upwork.com, FlexJobs.com, or any of the many virtual assistant companies you can work for.
3. Fiverr
Do you love planning parties for others? Are you a whiz at putting weddings together? Can you take pictures and transform them into something else? Can you do things like logo design, wordpress development, voiceovers, or social media? Can you design brochures, infographics, or is your specialty SEO? Are you a crafter or a composer? It’s all there on Fiverr and you can be too, with whatever talent you offer.
You can offer your services for $5. to start, and then your gigs, as they’re called, can be added on to. There are many people making a bundle on Fiverr, so be sure and check them out. Fiverr may sound as if it’s too little money for you, but people do very well there.
4. Take Online Surveys
Being a survey taker won’t make you rich, but the money can sure add up. There are places that are not worth your time, so stick with sites such as Swagbucks.com, SurveyJunkie.com, Toluna, Ipsos, and VindaleResearch.com.
While your kids are finishing their homework or while you’re watching TV, you can participate in any of these online survey sites. You could end up making several hundred dollars each month.
5. Medical Transcription
This is one of the hottest areas online to make good money. If you have excellent office skills and know your way around grammar and punctuation, then signing up to be a medical transcriptionist could be for you. Diagnostic labs, hospitals, doctor’s offices all hire medical transcriptionists to transcribe their audio files and more, and you could soon find yourself with more work than you can handle.
It’s a great work-from-home job and for training check out Udemy.com, or Ed2Go.com. In a few short months you could be on your way to a whole new job path.
6. Become a Mock Juror
If you’ve always wondered what it would be like to be on a jury, here is your chance. This is where attorneys set up mock trials to help them with their casework. It’s a great way for them to discover where their strengths and weaknesses lie, and a great way for you to participate in a trial, of sorts.
For more information, see OnlineVerdict.com, or eJury.com. Where once sites like these couldn’t even be imagined, now they are here and using people just like you to offer valuable feedback on cases and possible settlements. You’ll feel like you’re a part of Law and Order!
So, there you have it; 6 very nice ways to pick up some extra money each and every month to pay down your debt. By expanding your options, who knows, but one of these gigs could lead to something bigger and better. The nice part is, many of these sites offer secure payments, so you’re not left with nothing after putting in your time.
Another thing to think about with these online jobs is that they very well may turn into something permanent for you. And who doesn’t like extra money every month? So, give one of these six online ways for making money to pay off debt a try. What have you got to lose? Oh that’s right, your credit card balances!